1. INTRODUCTION
1.1 These Terms and Conditions (Terms) govern the use of the ARNY Application (Application) developed by Connekt Capital Limited; a company registered in England and Wales with company number Company Number 15899929 (Company).
1.2 The Application is intended for use worldwide, and these Terms shall be governed by and construed in accordance with the laws of England and Wales.
1.3 By accessing or using the Application, you ("User") agree to be bound by these Terms.
2. DEFINITIONS
2.1 Application means the ARNY Application developed by the Company, including all software, algorithms, and data used to provide the Application's functionality.
2.2 User means any individual or entity that accesses or uses the Application.
2.3 Company means Connekt Capital Limited, a company registered in England and Wales with company number 15899929.
2.4 Intellectual Property Rights means all patents, copyrights, trade secrets, trademarks, and other intellectual property rights recognised by law.
2.5 Data means any information, content, or data uploaded, processed, or generated by the Application.
2.6 Content: Input and Output collectively.
2.7 Input: Any information or data provided by the User to the Application.
2.8 Output: Any information or data generated by the Application based on the Input. information or data provided by the User to the Application.
2.9 Third Party Application: Any third-party software, products, or services integrated into the Application.
2.10 Third Party Output: Any output generated by a Third-Party Application.
3. REGISTRATION AND ACCESS
3.1 MINIMUM AGE: You must be at least 18 years old or the minimum age required in your country to consent to use the Application. If you are under 18 you must have your parent or legal guardian’s permission to use the Application.
3.2 REGISTRATION: You must provide accurate and complete information to register for an account to use our Application. You may not share your account credentials or make your account available to anyone else and are responsible for all activities that occur under your account. If you create an account or use the Application on behalf of another person or entity, you must have the authority to accept these Terms on their behalf.
4. USE OF THE APPLICATION
4.1 The Application is provided for your personal, non-commercial use.
4.2 You agree to use the Application only for lawful purposes and in accordance with these Terms.
4.3 WHAT YOU CAN DO: Subject to your compliance with these Terms, you may access and use our Application. In using our Application, you must comply with all applicable laws.
4.4 WHAT YOU CANNOT DO: You may not use our Application for any illegal, harmful, or abusive activity. For example, you may not:
• Use our Application in a way that infringes, misappropriates or violates anyone’s rights.
• Modify, copy, lease, sell or distribute our Application or any features of it.
• Create derivative works based on the Application.
• Atempt to or assist anyone to reverse engineer, decompile or discover the source code or underlying components of our Application, including our models, algorithms, or systems (except to the extent this restriction is prohibited by applicable law).
• Automatically or programmatically extract data or Output.
• Represent that Output was human-generated when it was not.
• Interfere with or disrupt our Application, including circumvent any rate limits or restrictions or bypass any protective measures or safety mitigations we put on our Application.
• Reverse-engineer, decompile, or disassemble the Application.
• Use the Application for commercial purposes without the Company's prior writen consent.
4.5 You shall comply with all applicable laws and regulations when using the Application.
4.6 SOFTWARE: Our Application may allow you to download software, such as mobile applications, which may update automatically to ensure that you are using the latest version.Our software may include open-source software that is governed by its own licenses that we have made available to you.
4.7 CORPORATE DOMAINS: If you create an account using an email address owned by an organisation (for example, your employer), that account may be added to the organisation's business account with us, in which case we will provide notice to you so that you can help facilitate the transfer of your account (unless your organisation has already provided notice to you that it may monitor and control your account). Once your account is transferred, the organisation’s administrator will be able to control your account, including being able to access Content (defined below) and restrict or remove your access to the account.
4.8 THIRD PARTY SERVICES: Our Application may include third party software, products, or services, (Third Party Application) and some parts of our Services, like our browse feature, may include output from those services (Third Party Output). Third Party Application and Third-Party Output is subject to their own terms, and we are not responsible for them.
4.9 FEEDBACK: We appreciate your feedback, and you agree that we may use it without restriction or compensation to you.
5. CONTENT
5.1 YOUR CONTENT: You may provide input to the Application (Input), and receive output from the Application based on the Input (Output). Input and Output are collectively Content. You are responsible for Content, including ensuring that it does not violate any applicable law or these Terms. You represent and warrant that you have all rights, licenses, and permissions needed to provide Input to our Application.
5.2 OWNERSHIP OF CONTENT: As between you and Connekt Capital Limited, and to the extent permited by applicable law, you (a) retain your ownership rights in Input and (b) own the Output. We hereby assign to you all our right, title, and interest, if any, in and to Output.
5.3 SIMILARITY OF CONTENT: Due to the nature of our Application and artificial intelligence generally, output may not be unique and other users may receive similar output from our Application. Our assignment above does not extend to other users output or any Third-Party Output.
5.4 OUR USE OF CONTENT: We may use Content to provide, maintain, develop, and improve our Application, comply with applicable law, enforce our terms and policies, and keep our Application safe.
5.5 OPT OUT: If you do not want us to use your Content to train our models, you can opt out, by instructing us in writing and sending it to our head office at Connekt Capital Limited 28 Church Road, Stanmore, Middlesex, HA7 4XR, United Kingdom
5.6 ACCURACY: Artificial intelligence and machine learning are rapidly evolving fields of study. We are constantly working to improve our Application to make it more accurate, reliable, safe, and beneficial. Given the probabilistic nature of machine learning, use of our Application may, in some situations, result in Output that does not accurately reflect real people, places, or facts.
When you use our Application you understand and agree:
• Output may not always be accurate. You should not rely on Output from our Application as a sole source of truth or factual information, or as a substitute for professional advice.
• You must evaluate Output for accuracy and appropriateness for your use case, including using human review as appropriate, before using or sharing Output from the Application.
• You must not use any Output relating to a person for any purpose that could have a legal or material impact on that person, such as making credit, educational, employment, housing, insurance, legal, medical, or other important decisions about them.
• Our Application may provide incomplete, incorrect, or offensive Output that does not represent Connekt Capital Limited’s views. If Output references any third-party Applications, it doesn’t mean the third party endorses or is affiliated with Connekt Capital Limited.
6. PAID ACCOUNTS
6.1 BILLING: If you purchase our application, you will provide complete and accurate billing information, including a valid payment method. For paid subscriptions, we will automatically charge your payment method on each agreed upon periodic renewal until you cancel. If your payment cannot be completed, we will downgrade your account or suspend access to our Application until full payment is received.
6.2 CANCELLATION: You may cancel your paid subscription at any time. Payments are non- refundable, except where required by law. These terms do not override any mandatory national or local laws regarding your cancellation rights.
6.3 CHANGES: We may change our prices from time to time. If we increase our subscription prices, we shall give you at least 30 days notice and any prices increase will take effect on the next renewal, so that you can cancel if you do not agree to the price increase.
7. INTELLECTUAL PROPERTY RIGHTS
8. DATA PROTECTION
8.1 The Company shall comply with all applicable data protection laws and regulations, including the General Data Protection Regulation (GDPR).
8.2 You consent to the Company's collection, use, and storage of your Data, as set out in the Company's Privacy Policy.
8.3 You warrant that any Data you upload or provide to the Application is accurate, complete, and up-to-date.
9. DISCLAIMER OF WARRANTIES
9.1 The Application is provided on an as-is and as-available basis.
9.2 The Company disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
9.3 The Company does not warrant that the Application will be error-free, uninterrupted, or secure.
10. LIMITATION OF LIABILITY
10.1 The Company shall not be liable for any damages, losses, or expenses arising from or related to the Application, including but not limited to:
• Direct, indirect, incidental, special, or consequential damages.
• Loss of profits, business, or revenue.
• Damage to reputation or goodwill.
10.2 The Company's liability for damages shall be limited to the amount of fees paid by you to the Company for the Application.
11. INDEMNIFICATION
11.1 You agree to indemnify, defend, and hold harmless the Company, its officers, directors, employees, agents, and affiliates from and against any claims, demands, actions, or causes of action arising from or related to:
• Your use of the Application.
• Your breach of these Terms.
• Your infringement of any Intellectual Property Rights.
11.2 The Company reserves the right to assume the defence and control of any mater subject to indemnification by you.
12. TERMINATION AND SUSPENSION
12.1 TERMINATION: You are free to stop using our Application at any time.
12.2 We reserve the right to suspend or terminate your access to our Application or delete your account if we determine:
• You breached these Terms or our usage policies
• We must do so to comply with the law.
• Your use of our Application could cause risk or harm to Connekt Capital Limited our users, or anyone else.
12.2 We also may terminate your account if it has been inactive for over a year and you do not have a paid account. If we do, we will provide you with advance notice.
12.3 Upon termination, you shall cease using the Application and destroy all copies of the Application in your possession.
13. GOVERNING LAW AND JURISDICTION
13.1 These Terms shall be governed by and construed in accordance with the laws of England and Wales.
13.2 Any disputes arising from or related to these Terms shall be resolved through binding arbitration in accordance with the rules of the London Court of International Arbitration (LCIA).
13.3 We would like to understand and try to address your concerns prior to formal legal action. Before either of us files a claim against the other, we both agree to try to resolve the Dispute informally. You agree to do so by sending us notice through this to our email address at support@connektcapital.com. We will do so by sending you notice to the email address associated with your account. If we are unable to resolve a Dispute within 60 days, either of us has the right to initiate arbitration. We also both agree to atend an individual setlement conference if either party requests one during this time. Any statute of limitations will be tolled during this informal resolution process.
14. CHANGES TO TERMS
14.1 The Company reserves the right to modify or update these Terms at any time without prior notice.
14.2 Your continued use of the Application after any changes to these Terms shall constitute your acceptance of such changes.
15. GENERAL TERMS
15.1 ASSIGNMENT: You may not assign or transfer any rights or obligations under these Terms and any atempt to do so will be void. We may assign our rights or obligations under these Terms to any affiliate, subsidiary, or successor in interest of any business associated with our Application.
15.2 CHANGES TO THESE TERMS OR OUR SERVICES: We are continuously working to develop and improve our Services. We may update these Terms or our Services accordingly from time to time. For example, we may make changes to these Terms or the Application due to:
• Changes to the law or regulatory requirements.
• Security or safety reasons.
• Circumstances beyond our reasonable control.
• Changes we make in the usual course of developing our Services.
• To adapt to new technologies.
We will give you at least 30 days advance notice of changes to these Terms that materially adversely impact you either via email or an in-product notification. All other changes will be effective as soon as we post them to our website. If you do not agree to the changes, you must stop using our Application.
15.3 DELAY IN ENFORCING THESE TERMS: Our failure to enforce a provision is not a waiver of our right to do so later. If any portion of these Terms is determined to be invalid or unenforceable, that portion will be enforced to the maximum extent permissible and it will not affect the enforceability of any other terms.
15.4 TRADE CONTROLS: You must comply with all applicable trade laws, including sanctions and export control laws. Our Application may not be used in or for the benefit of, or exported or re-exported to any country, individual or entity with whom dealings are prohibited or restricted under applicable trade laws. Our Application may not be used for any end use prohibited by applicable trade laws, and your Input may not include material or information that requires a government license for release or export.
15.5 ENTIRE AGREEMENT: These Terms contain the entire agreement between you and Connekt Capital Limited regarding the Application and, other than any Application-specific terms, supersedes any prior or contemporaneous agreements between you and Connekt Capital Limited.



